Prohibitions

Last updated: August 21, 2025

Use of the Services (as defined in the SFx Money App Terms and Conditions) for any dealings, engagement, purchases, or sale of goods/services linked directly or indirectly with jurisdictions the SFx Money App has deemed high risk, such as Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk Regions, or persons the SFx Money App has deemed high risk, such as those individuals or entities named to a restricted person or party list of the United States (“U.S.”), United Kingdom, European Union or United Nations, including the sanctions lists maintained by the U.S. Department of Treasury’s Office of Foreign Assets Control or the Denied Persons List or Entity List maintained by the U.S. Department of Commerce, is prohibited.

Prohibited Jurisdictions List

In addition to the above exclusions from the Services, the SFx Money App does not allow individuals or companies registered in prohibited jurisdictions, or individuals from prohibited jurisdictions to open accounts. The list of currently prohibited jurisdictions is as follows and may be updated from time to time as required by relevant authorities or changes in applicable laws, or at the SFx Money App’s discretion.

SFx Money App Cards are not available in the following jurisdictions:

Belarus
Nepal
China
Nicaragua
Cuba
Russia
Democratic People’s Republic of Korea (DPRK/North Korea)
Syria
India
Turkey
Iran
Ukraine
Iraq
Venezuela
Israel
Vietnam
Myanmar

Prohibited Activities List

Individuals or Companies whose primary business is any of the following are prohibited from accessing and using the Services, including the SFx Money App Platform and the SFx Money App Card (as such terms are defined in the SFx Money App Agreement).

The examples listed below are representative but not exhaustive, and we reserve the right to modify or update the lists below at any time by posting a revised version to our website. The revised version will be immediately effective upon posting. If we determine in our sole discretion that you engage or have engaged in activities that are illegal, may harm others or our reputation or operations, or violate our or others rights, including by engaging in any of the activities below or authorizing or helping others to do so, we may deny, terminate, or suspend your use of the Services.

Category 1: Regulated or Illegal Activities

Sale of Schedule I controlled substances with or without a pharmaceutical license, or sale of Schedules II-V controlled substances without a pharmaceutical license, where such schedules are defined by the United States Department of Justice, Drug Enforcement Agency (DEA)
Production, sale, or distribution of guns, accessories, ammunition, and other weapons
Production, sale, or distribution of illegal material, including but not limited to child pornography
Gambling, betting, lotteries, sweepstakes, or games of chance
Prostitution or escort services
Sale of counterfeit or "gray market" goods or services
Political contributions, pawn shops, unlicensed auction sites
Ponzi or pyramid schemes, or other unfair or deceptive activities

Category 2: Products and Services That Infringe Intellectual Property

Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
Counterfeit goods; illegally imported or exported products
Unauthorized sale of brand name or designer products or services
Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party

Category 3: Violent or Hateful Activities

Intentionally promoting, supporting, or perpetrating (1) violence or physical harm or (2) hate toward any group or individual based on race, religion, disability, gender, sexual orientation, gender identity, national origin, immigration status, or any other legally protected characteristic under federal or state law

Category 4: Misuse of SFx Money App Products

Use of SFx Money App products with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by the SFx Money App (you must inform us immediately of any changes to your personal and business information)
Use of SFx Money App products to facilitate transactions on behalf of another undisclosed person or entity or for products/services that were not disclosed in your SFx Money App account application
Use of SFx Money App intellectual property without prior written consent from the SFx Money App; use of the SFx Money App name or logo including use of SFx Money App trade or service marks inconsistent with the SFx Money App Marks Usage Agreement, or in a manner that otherwise harms the SFx Money App or the SFx Money App brand; any action that implies an untrue endorsement by or affiliation with the SFx Money App

Restricted Activities List

Individuals or Companies that are engaged in the activities or businesses listed below may be required to provide additional information or documentation or may be ineligible for certain Services.

High-Risk Merchant Categories

Certain Merchant Category Codes (MCCs) are considered high-risk due to the nature of their associated businesses. Transactions made with merchants under these MCCs may occasionally be declined to ensure compliance with regulatory and security standards. Below is a list of the blocked MCCs for your reference:

MCC